INFLUENCE TRAINING , UTILIZATION INFORMATION AND COMMUNICATION TECHNOLOGY (ICT), AS WELL AS SELF -EFFICACY ON EMPLOYEE PERFORMANCE OF NUTMEG UMKM IN NORTH SULAWESI PROVINCE. JRA. 2025;7(1):113-123. Accessed November 17, 2025. https://journlra.org/index.php/jra/article/view/1983