“BARRIERS TO DIGITAL TRANSFORMATION IN MUNICIPAL REVENUE SYSTEMS: A QUALITATIVE STUDY OF TECHNOLOGY ADOPTION OBSTACLES AND THEIR INFLUENCE ON FINANCIAL PERFORMANCE AT THE KANYE DISTRICT MUNICIPAL COUNCIL, BOTSWANA”, JRA, vol. 7, no. 2, pp. 262–275, Dec. 2025, Accessed: Aug. 10, 2026. [Online]. Available: https://journlra.org/index.php/jra/article/view/2075